4 The Coinbase One Card 4% Bitcoin cashback feature is turning heads in the crypto world. Slated for a Fall 2025 U.S. release, this isn’t just another rewards card—it’s a sign of crypto’s growing role in mainstream finance.With Coinbase partnering with American Express and Cardless, this new credit product offers more than just perks—it integrates with your digital assets, giving real Bitcoin rewards on every purchase. Here’s why it could redefine how you shop, earn, and engage with crypto.What is the Coinbase One Card 4% Bitcoin Cashback Credit Card?The Coinbase One Card is a first-of-its-kind crypto credit card built specifically for users of the Coinbase One subscription service. Backed by American Express and powered by fintech platform Cardless, the card offers a full 4% cashback in Bitcoin on every eligible purchase.Unlike the previous Coinbase Visa debit card, this is a real credit card—issued by First Electronic Bank and supported by AmEx’s fraud protection network. It’s designed not just for crypto users, but for anyone looking to bridge traditional finance with digital assets.Key Features Include:4% Bitcoin rewards on purchasesNo trading fees for Coinbase One usersPriority support and boosted staking rewardsEnhanced security with AmEx fraud protectionBonus rewards for holding USDC and transacting on Base Layer 2Why the Coinbase One Card Matters in 2025Mainstream Crypto SpendingThis card allows you to earn Bitcoin rewards from everyday expenses like groceries or travel—bringing crypto one step closer to real-world utility.Credit, Not DebitUnlike most crypto cards, this one helps you build credit history. It’s tied to the AmEx network and offers travel benefits, fraud protection, and traditional credit perks, all while staying deeply integrated in the crypto space.Integrated EcosystemBy offering cashback in BTC and additional rewards through Base and USDC, Coinbase is blending its platform’s strengths into one cohesive financial tool.Top Insights: What Makes It UniqueOnly for Coinbase One MembersThe card is only available to users of Coinbase One, a $30/month subscription that unlocks high-tier benefits like zero trading fees and $1 million account protection.Strong Backing and InfrastructureIt’s powered by Cardless, issued by First Electronic Bank, and runs on the American Express network. This trio offers a rare combo of crypto innovation and traditional financial reliability.Broader Reward EcosystemIn addition to Bitcoin cashback, you also earn:Boosted returns on USDC holdingsStaking credits and bonuses on Base (Coinbase’s Ethereum Layer 2 network)Use Cases That Pay OffScenarioReward OutcomeGrocery shopping4% BTC cashback instantlyBooking travelExtra rewards + AmEx protectionsHolding USDCGet boosted passive rewardsBase transactionsReceive staking/transaction credits How to Get Started (Or What to Watch Next)If you’re excited to be part of this, here’s how to prepare:Subscribe to Coinbase One ($30/month).Wait for Fall 2025 rollout in the U.S. (Hawaii excluded).Stay updated on:APR & credit limitsForeign transaction feesWhether balances can be paid in crypto or fiatTip: Since BTC rewards fluctuate with market value, consider how crypto volatility aligns with your financial strategy.Is This the Future of Crypto Spending?The Coinbase One Card 4% Bitcoin cashback feature positions this product as a game-changer. For Coinbase One subscribers, it offers unmatched benefits: Bitcoin rewards, credit-building tools, and deeper integration with the Coinbase ecosystem.As traditional finance and crypto continue to merge, this credit card could serve as a blueprint for how we earn, spend, and invest in the next generation of financial products.FAQs:What is the Coinbase One Card?The Coinbase One Card is a crypto-powered credit card offering up to 4% back in Bitcoin, available exclusively to Coinbase One subscribers.How much cashback does the Coinbase One Card offer?Users can earn up to 4% back in Bitcoin on every purchase made using the card.Who can apply for the Coinbase One Card?Only U.S.-based Coinbase One members (except Hawaii residents) are eligible for the card upon its Fall 2025 release.Is the Coinbase One Card a debit or credit card?It’s a full-fledged credit card, issued by First Electronic Bank and backed by the American Express network.What are the additional benefits of the Coinbase One Card?Benefits include fraud protection, enhanced USDC and Base rewards, no trading fees on Coinbase, and up to $1 million in account protection.
